Rates

Dividend Rates

Rates Effective January 2012
Rate=Annual Percentage Rate | APY=Annual Percentage Yield

 
Rate
APY
Shares-Tiered
$100.00-4,999.99 0.15% 0.15%
$5000.-49999.99 0.50% 0.50%
$50000 + 0.75% 0.75%
 
Rate
APY
Share Drafts
$300. + 0.15% 0.15%
 
Rate
APY
IRA Shares
Traditional 0.75% 0.75%
Roth 0.75% 0.75%
Roth Conv. 0.75% 0.75%
Coverdale 0.75% 0.75%
TERM
Rate
APY
DIV.PMT
REG
TRAD
ROTH
CONV
PENALTY
Certificates
One Year 1.00% 1.00% QTRLY 51 84 92 97 90
15 Months 1.00% 1.01% MTHLY 55 88 90   90
18 Months 1.10% 1.11% QTRLY 54 82 91   90
Two Years 1.35% 1.36% QTRLY 52 86 95 98 90
Three Years 1.80% 1.82% MTHLY 50 83 93 96 180
Five Years 2.30% 2.32% QTRLY 53 87 94 99 180
All certificates are automatic renewal effective January 19, 2009.
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